:root{
  --navy:#0B3A4A; --navy-2:#0F4B5E; --ink:#18242B; --muted:#5B6970;
  --line:#E2E8EA; --soft:#F3F7F8; --amber:#F5B82E; --amber-ink:#5A3E00;
  --wa:#1FA855; --wa-dark:#178A45; --white:#fff;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Lato',Arial,sans-serif;color:var(--ink);background:var(--white);line-height:1.6;font-size:17px}
a{color:inherit}
.wrap{max-width:1080px;margin:0 auto;padding:0 20px}
.small{font-size:13px;color:var(--muted)}

/* barra superior */
.topbar{background:var(--navy);color:#CFE0E5;font-size:13px;padding:8px 0;text-align:center}
.topbar strong{color:#fff}

/* cabeçalho */
header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:20}
header .wrap{display:flex;align-items:center;justify-content:space-between;height:64px}
.logo{font-weight:900;font-size:20px;color:var(--navy);text-decoration:none;letter-spacing:-.3px}
.logo span{color:var(--amber)}
.btn-head{background:var(--wa);color:#fff;text-decoration:none;font-weight:700;font-size:15px;padding:10px 16px;border-radius:8px}
.btn-head:hover{background:var(--wa-dark)}

/* hero */
.hero{background:var(--navy);color:#fff;padding:56px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:40px;align-items:center}
.tag{display:inline-block;background:rgba(245,184,46,.15);color:var(--amber);font-weight:700;font-size:13px;padding:6px 12px;border-radius:30px;margin-bottom:18px;letter-spacing:.3px}
.hero h1{font-size:44px;line-height:1.12;font-weight:900;margin-bottom:18px;letter-spacing:-.5px}
.hero h1 em{font-style:normal;color:var(--amber);white-space:nowrap}
.hero p.lead{font-size:19px;color:#D5E4E8;margin-bottom:26px;max-width:540px}
.checks{list-style:none;margin-bottom:30px}
.checks li{padding-left:30px;position:relative;margin-bottom:9px;color:#E8F1F3}
.checks li:before{content:"";position:absolute;left:0;top:4px;width:19px;height:19px;border-radius:50%;background:var(--amber)}
.checks li:after{content:"";position:absolute;left:6px;top:8px;width:6px;height:9px;border:solid var(--navy);border-width:0 2.5px 2.5px 0;transform:rotate(45deg)}
.btn-wa{display:inline-flex;align-items:center;gap:10px;background:var(--wa);color:#fff;text-decoration:none;font-weight:900;font-size:18px;padding:17px 28px;border-radius:10px;transition:background .2s}
.btn-wa:hover{background:var(--wa-dark)}
.btn-wa svg{width:22px;height:22px;fill:#fff;flex-shrink:0}
.hero .disclaimer{margin-top:18px;font-size:13px;color:#9FBAC2;max-width:520px}

/* card de preço */
.price-card{background:#fff;color:var(--ink);border-radius:16px;padding:32px 28px;border-top:6px solid var(--amber)}
.price-card .label{font-size:14px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.8px}
.price-card .price{font-size:58px;font-weight:900;color:var(--navy);line-height:1;margin:10px 0 4px}
.price-card .price small{font-size:24px;vertical-align:top;margin-right:4px}
.price-card .install{font-size:17px;font-weight:700;color:var(--wa-dark);margin-bottom:20px}
.price-card ul{list-style:none;border-top:1px solid var(--line);padding-top:16px;margin-bottom:22px}
.price-card li{font-size:15px;padding:6px 0 6px 24px;position:relative}
.price-card li:before{content:"✓";position:absolute;left:0;color:var(--wa-dark);font-weight:900}
.price-card li.out{color:var(--muted)}
.price-card li.out:before{content:"–";color:var(--muted)}
.price-card .btn-wa{width:100%;justify-content:center;font-size:17px}

/* seções */
section{padding:72px 0}
section.alt{background:var(--soft)}
.kicker{font-size:13px;font-weight:900;color:var(--navy-2);text-transform:uppercase;letter-spacing:1.2px;margin-bottom:10px}
h2{font-size:34px;line-height:1.2;font-weight:900;color:var(--navy);margin-bottom:14px;letter-spacing:-.3px}
.sub{color:var(--muted);font-size:18px;max-width:680px;margin-bottom:40px}

/* quem precisa */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:26px}
.card h3{font-size:19px;color:var(--navy);margin-bottom:8px;font-weight:900}
.card p{font-size:16px;color:var(--muted)}
.ico{width:44px;height:44px;border-radius:10px;background:#FFF4D9;display:flex;align-items:center;justify-content:center;margin-bottom:16px}
.ico svg{width:24px;height:24px;stroke:var(--amber-ink);fill:none;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

/* passos */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;counter-reset:s}
.step{position:relative;padding-top:58px}
.step:before{counter-increment:s;content:counter(s);position:absolute;top:0;left:0;width:42px;height:42px;border-radius:50%;background:var(--navy);color:var(--amber);font-weight:900;font-size:19px;display:flex;align-items:center;justify-content:center}
.step h3{font-size:18px;color:var(--navy);margin-bottom:6px;font-weight:900}
.step p{font-size:15.5px;color:var(--muted)}

/* incluso */
.split{display:grid;grid-template-columns:1fr 1fr;gap:24px}
.box{border-radius:14px;padding:28px;border:1px solid var(--line);background:#fff}
.box.yes{border-top:5px solid var(--wa)}
.box.no{border-top:5px solid #C9D3D6}
.box h3{font-size:20px;color:var(--navy);margin-bottom:14px;font-weight:900}
.box ul{list-style:none}
.box li{padding:8px 0 8px 28px;position:relative;border-bottom:1px solid var(--line);font-size:16px}
.box li:last-child{border-bottom:0}
.box.yes li:before{content:"✓";position:absolute;left:0;color:var(--wa-dark);font-weight:900}
.box.no li:before{content:"•";position:absolute;left:6px;color:var(--muted);font-weight:900}

/* faixa CTA */
.cta-band{background:var(--navy);color:#fff;padding:52px 0;text-align:center}
.cta-band h2{color:#fff;margin-bottom:10px}
.cta-band p{color:#CFE0E5;margin-bottom:24px;font-size:18px}

/* quem somos */
.about{display:grid;grid-template-columns:1.2fr .8fr;gap:32px;align-items:start}
.about p{color:var(--muted);margin-bottom:14px}
.id-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px;font-size:15.5px}
.id-card dt{font-size:12px;font-weight:900;text-transform:uppercase;letter-spacing:.8px;color:var(--muted);margin-top:12px}
.id-card dt:first-child{margin-top:0}
.id-card dd{color:var(--ink);font-weight:700}

/* FAQ */
.faq{max-width:820px}
.faq details{border:1px solid var(--line);border-radius:12px;background:#fff;margin-bottom:12px}
.faq summary{cursor:pointer;list-style:none;padding:18px 52px 18px 22px;font-weight:700;font-size:17px;color:var(--navy);position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:22px;top:14px;font-size:26px;font-weight:400;color:var(--navy-2)}
.faq details[open] summary:after{content:"–"}
.faq details p{padding:0 22px 20px;color:var(--muted);font-size:16px}

/* outros serviços */
.svc{display:block;text-decoration:none;transition:border-color .2s}
.svc:hover{border-color:var(--navy-2)}
.svc .more{display:inline-block;margin-top:14px;font-weight:700;color:var(--wa-dark);font-size:15px}

/* rodapé */
footer{background:#08242E;color:#A9BEC5;padding:44px 0 90px;font-size:14px}
footer .legal{border-top:1px solid #1D3E49;margin-top:24px;padding-top:20px;font-size:13px;line-height:1.7}
footer .legal p{margin-bottom:10px}
footer strong{color:#fff}

/* botão flutuante */
.wa-float{position:fixed;right:18px;bottom:18px;width:60px;height:60px;border-radius:50%;background:var(--wa);display:flex;align-items:center;justify-content:center;z-index:50;box-shadow:0 6px 18px rgba(0,0,0,.22)}
.wa-float svg{width:32px;height:32px;fill:#fff}

@media(max-width:900px){
  .hero .wrap,.about,.split{grid-template-columns:1fr}
  .grid3{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr 1fr}
  .hero h1{font-size:34px}
  h2{font-size:28px}
  section{padding:56px 0}
}
@media(max-width:520px){
  .steps{grid-template-columns:1fr}
  .btn-head{font-size:13px;padding:9px 12px}
  .hero{padding:40px 0 48px}
  .btn-wa{width:100%;justify-content:center}
  .price-card .price{font-size:50px}
}

.hero h1 em{white-space:normal}
.micro{margin-top:14px;font-size:14px;color:#CFE0E5;max-width:520px}
.micro strong{color:#fff}
.parc{display:flex;align-items:baseline;gap:8px;color:var(--navy);margin:12px 0 2px}
.parc span{font-size:20px;font-weight:700}
.parc strong{font-size:56px;font-weight:900;line-height:1;letter-spacing:-1px}
.semjuros{font-size:15px;font-weight:700;color:var(--wa-dark)}
.avista{font-size:17px;color:var(--ink);margin:2px 0 16px}
.avista strong{color:var(--navy);font-weight:900}
.price-note{background:#FFF4D9;color:var(--amber-ink);font-weight:700;font-size:14px;padding:10px 12px;border-radius:8px;margin-bottom:14px}
.card-micro{font-size:13px;color:var(--muted);text-align:center;margin-top:10px}
.ptable{width:100%;border-collapse:collapse;font-size:14.5px;margin:12px 0 8px}
.ptable th{font-size:11px;text-transform:uppercase;letter-spacing:.6px;color:var(--muted);text-align:left;padding:0 0 6px;font-weight:900}
.ptable th:last-child,.ptable td:last-child{text-align:right}
.ptable td{padding:8px 0;border-bottom:1px solid var(--line)}
.ptable td.mv{color:var(--muted)}
.ptable td.rec{font-weight:900;color:var(--wa-dark);font-size:16px}
.mult{font-size:13.5px;color:var(--muted);margin-bottom:14px}
.mult strong{color:var(--navy)}
.naoinclui{font-size:13px;color:var(--muted);margin:-4px 0 16px;line-height:1.5}
.price-card ul + .naoinclui{margin-top:-8px}
.sim-hint{font-size:13.5px;color:var(--muted);font-weight:700;min-height:0}
.obj a,.stake a,footer .legal a{color:inherit;font-weight:700;text-decoration:underline}
.stake a{color:var(--navy-2)}
.trust{background:#fff;border-bottom:1px solid var(--line)}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:22px;padding-bottom:22px}
.trust-i{display:flex;gap:12px;align-items:center}
.trust-i .ico{margin:0;flex-shrink:0;width:40px;height:40px}
.trust-i strong{display:block;color:var(--navy);font-size:16px;line-height:1.25}
.trust-i span{font-size:14px;color:var(--muted);line-height:1.3;display:block}
.grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.stake{background:#fff;border:1px solid var(--line);border-top:4px solid var(--amber);border-radius:0 0 14px 14px;padding:22px}
.stake .ico{width:40px;height:40px;margin-bottom:12px}
.stake h3{font-size:17px;color:var(--navy);margin-bottom:6px;font-weight:900;line-height:1.3}
.stake p{font-size:15px;color:var(--muted)}
.calc,.sim{margin-top:28px;background:var(--navy);color:#fff;border-radius:16px;padding:28px;display:grid;grid-template-columns:1.1fr .9fr;gap:28px;align-items:center}
.calc h3,.sim h3{font-size:22px;font-weight:900;margin-bottom:16px;color:#fff;line-height:1.25}
.calc label{display:block;font-size:15px;color:#D5E4E8;margin-bottom:16px}
.money{display:flex;align-items:center;gap:8px;margin-top:6px}
.money span{font-weight:900;font-size:18px;color:#fff}
.calc input[type=number],.calc select{font:inherit;font-size:18px;font-weight:700;padding:10px 12px;border-radius:8px;border:0;color:var(--ink);background:#fff}
.calc input[type=number]{width:130px}
.calc select{display:block;margin-top:6px;min-width:200px}
.fixed-per{display:block;margin-top:6px;font-size:18px;font-weight:900;color:#fff}
.calc-out,.sim-out{background:#fff;color:var(--ink);border-radius:12px;padding:22px}
.calc-k{font-size:12px;font-weight:900;color:var(--muted);text-transform:uppercase;letter-spacing:.6px}
.calc-v{font-size:40px;font-weight:900;color:#B42318;line-height:1.1;margin:4px 0 16px}
.calc-v2{font-size:26px;font-weight:900;color:var(--wa-dark);line-height:1.2;margin-top:4px}
.calc-v2 small{display:block;font-size:14px;color:var(--muted);font-weight:700}
.calc-note{grid-column:1/-1;font-size:13px;color:#9FBAC2;margin-top:-6px}
.sim-rows{display:grid;gap:10px}
.sim-row{display:flex;align-items:center;justify-content:space-between;gap:12px;background:rgba(255,255,255,.07);border-radius:10px;padding:10px 12px}
.sim-row b{font-size:16px}
.sim-row small{color:#9FBAC2;font-size:13px;margin-left:6px;font-weight:400}
.step-ctl{display:flex;align-items:center;gap:10px}
.step-ctl button{width:38px;height:38px;border-radius:8px;border:0;background:#fff;color:var(--navy);font-size:22px;font-weight:900;cursor:pointer;line-height:1}
.step-ctl output{min-width:24px;text-align:center;font-weight:900;font-size:18px}
.ear{display:flex;gap:10px;align-items:flex-start;margin-top:14px;font-size:14px;color:#D5E4E8;cursor:pointer}
.ear input{width:18px;height:18px;margin-top:2px;flex-shrink:0}
.pts{font-size:48px;font-weight:900;color:var(--navy);line-height:1;margin:4px 0 6px}
.pts small{font-size:18px;color:var(--muted);font-weight:700}
.sim-msg{margin-top:14px;font-size:15px;font-weight:700;padding:12px;border-radius:8px;line-height:1.45}
.sim-msg.ok{background:#E8F5EC;color:#14532D}
.sim-msg.warn{background:#FFF4D9;color:var(--amber-ink)}
.sim-msg.bad{background:#FDECEA;color:#912018}
.objs{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.obj{background:#fff;border:1px solid var(--line);border-radius:14px;padding:24px}
.obj .q{display:inline-block;background:var(--navy);color:#fff;font-weight:900;font-size:17px;padding:10px 16px;border-radius:12px 12px 12px 2px;margin-bottom:14px;line-height:1.35}
.obj p{font-size:16px;color:var(--ink)}
.band-micro{margin-top:14px;font-size:14px;color:#9FBAC2}
.mbar{display:none}
header .wrap{gap:12px;position:relative}
.nav{display:flex;gap:2px;margin-left:auto;margin-right:12px}
.nav a{color:var(--navy);text-decoration:none;font-weight:700;font-size:15px;padding:8px 12px;border-radius:8px;white-space:nowrap}
.nav a:hover{background:var(--soft)}
.nav a[aria-current="page"]{background:#FFF4D9;color:var(--amber-ink)}
.nav-m{display:none;position:static;margin-left:auto}
.nav-m summary{list-style:none;cursor:pointer;font-weight:700;font-size:14px;color:var(--navy);padding:8px 12px;border:1px solid var(--line);border-radius:8px;display:flex;align-items:center;gap:8px;white-space:nowrap}
.nav-m summary::-webkit-details-marker{display:none}
.nav-m summary:after{content:"";width:7px;height:7px;border:solid var(--navy);border-width:0 2px 2px 0;transform:rotate(45deg);margin-top:-4px}
.nav-m[open] summary:after{transform:rotate(-135deg);margin-top:3px}
.nav-panel{position:absolute;right:20px;top:calc(100% + 6px);background:#fff;border:1px solid var(--line);border-radius:12px;box-shadow:0 12px 30px rgba(0,0,0,.16);padding:8px;width:min(320px, calc(100vw - 40px));z-index:80}
.nav-panel a{display:block;padding:11px 14px;border-radius:8px;color:var(--navy);font-weight:700;text-decoration:none;font-size:15px;line-height:1.3}
.nav-panel a small{display:block;font-weight:400;color:var(--muted);font-size:13px;margin-top:2px}
.nav-panel a:hover{background:var(--soft)}
.nav-panel a[aria-current="page"]{background:#FFF4D9}
@media(max-width:980px){.nav{display:none}.nav-m{display:block}}
@media(max-width:420px){.logo{font-size:18px}.nav-m summary{padding:8px 10px;font-size:13px}header .wrap{gap:8px}}
@media(max-width:900px){
  .trust .wrap{grid-template-columns:1fr 1fr}
  .grid4{grid-template-columns:1fr 1fr}
  .calc,.sim{grid-template-columns:1fr}
  .objs{grid-template-columns:1fr}
  .mbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(0,0,0,.12);padding:10px 16px;align-items:center;justify-content:space-between;gap:12px;transform:translateY(110%);transition:transform .25s}
  .mbar.show{transform:none}
  .mbar strong{display:block;color:var(--navy);font-size:17px;font-weight:900;line-height:1.2}
  .mbar span{font-size:12.5px;color:var(--muted)}
  .mbar a{background:var(--wa);color:#fff;text-decoration:none;font-weight:900;font-size:15px;padding:12px 16px;border-radius:10px;white-space:nowrap}
  .wa-float{display:none}
  footer{padding-bottom:110px}
}
@media(max-width:520px){
  .grid4{grid-template-columns:1fr}
  .trust .wrap{gap:14px 10px}
  .trust-i strong{font-size:14.5px}
  .trust-i span{font-size:12.5px}
  .trust-i .ico{width:34px;height:34px}
  .parc strong{font-size:48px}
  .calc,.sim{padding:22px 18px}
  .calc-v{font-size:34px}
}

.logo{white-space:nowrap}
.crumbs{font-size:13px;color:#9FBAC2;margin-bottom:14px}
.crumbs a{color:#CFE0E5;text-decoration:none}
.crumbs a:hover{text-decoration:underline}
.doc-hero{background:var(--navy);color:#fff;padding:44px 0 40px}
.doc-hero h1{font-size:38px;line-height:1.15;font-weight:900;margin-bottom:10px;letter-spacing:-.3px}
.doc-hero p{color:#D5E4E8;font-size:18px;max-width:720px}
.prose{max-width:820px}
.prose h2{font-size:26px;margin:34px 0 12px}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:19px;color:var(--navy);margin:0 0 10px;font-weight:900}
.prose p{margin-bottom:14px;color:var(--ink)}
.prose ul{margin:0 0 16px 22px}
.prose li{margin-bottom:6px}
.prose a{color:var(--navy-2);font-weight:700}
.prose .split{margin:8px 0 18px}
.prose .box ul{margin:0}
.updated{font-size:14px;color:var(--muted);margin-top:28px}
.note{background:var(--soft);border:1px solid var(--line);border-radius:12px;padding:18px 20px;margin:20px 0}
.more-link{color:var(--navy-2);font-weight:900;text-decoration:none}
.more-link:hover{text-decoration:underline}
.svc-list{list-style:none;margin:12px 0 16px;border-top:1px solid var(--line)}
.svc-list li{padding:0}
.svc-list li:before{content:none}
.price-card .svc-list li{padding:0}
.price-card .svc-list li:before{content:none}
.svc-list a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 2px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink)}
.svc-list a:hover strong{text-decoration:underline}
.svc-list a strong{display:block;color:var(--navy);font-size:17px;font-weight:900}
.svc-list a span{display:block;font-size:13.5px;color:var(--muted);line-height:1.4;margin-top:2px}
.svc-list a em{font-style:normal;font-weight:900;color:var(--wa-dark);white-space:nowrap;font-size:15px}
.card .price-line{display:block;margin-top:12px;font-weight:900;color:var(--wa-dark)}
footer .fgrid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;margin-bottom:8px}
footer h4{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.8px;margin-bottom:12px}
footer ul{list-style:none}
footer li{margin-bottom:7px}
footer .fgrid a{text-decoration:none}
footer .fgrid a:hover{text-decoration:underline}
footer .flogo{font-weight:900;font-size:20px;color:#fff}
footer .flogo span{color:var(--amber)}
@media(max-width:900px){footer .fgrid{grid-template-columns:1fr}.doc-hero h1{font-size:30px}.prose h2{font-size:23px}}